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News


property118.com > should-you-still-consider-a-rent-to-buy

Should you still consider a ‘rent to buy’?

5+ day, 7+ hour ago   (238+ words) I’ve recently been asked a number of times if this still works under the Renters’ Rights Act 2025, I guess because I wrote and published the first book on what the Renters’ Rights Bill 2024 proposed. My response is that for private…...


property118.com > professor-warns-renters-rights-act-has-backfired-on-tenants

Professor warns Renters’ Rights Act has backfired on tenants

5+ day, 18+ hour ago   (412+ words) A professor has warned the Renters’ Rights Act has caused changes in the private rented sector which are proving “ineffective or have perverse outcomes”. Writing in the Telegraph, Tim Leunig, professor of economic history at the London School of Economics,…...


property118.com > buy-to-let-mortgage-rates-set-to-rise

Buy to let mortgage rates set to rise

6+ day, 18+ hour ago   (481+ words) Buy to let mortgage rates are beginning to move higher as lenders respond to rising swap rates, with several providers repricing or withdrawing deals, research reveals. Moneyfactscompare.co.uk says that average two- and five-year fixed BTL rates now stand…...


property118.com > buy-to-let-landlord-mortgage-options-broadened

Buy to let landlord mortgage options broadened

1+ week, 9+ hour ago   (378+ words) Landlords are being offered greater borrowing flexibility after The Mortgage Works widened several of its lending criteria and Pepper Money cut rates across its buy to let range. TMW is raising the maximum application age for first-time landlords from 70 to…...


property118.com > company-ownership-reaches-45-of-buy-to-let

Company ownership reaches 45% of buy to let

1+ week, 18+ hour ago   (213+ words) Nearly half of buy to let ownership is now held through companies, according to new figures from property management and finance platform Lendlord. Its latest data puts company ownership at 45.1%, against 54.9% held privately. The balance changes sharply as portfolios grow,…...


property118.com > landlord-mortgage-rates-fall-across-lenders

Landlord mortgage rates fall across lenders

1+ week, 5+ day ago   (459+ words) Landlords looking to fix their borrowing costs are being offered lower mortgage pricing across standard, specialist and large portfolio products. Paragon Bank has cut fixed rates by 15 basis points across its Core and Tailored ranges, with pricing starting from 3.40%. United…...


property118.com > landlord-costs-surge-as-income-stalls-hmrc

Landlord costs surge as income stalls - HMRC

1+ week, 6+ day ago   (418+ words) The declared expenses of the UK’s individual landlords and partnerships jumped 11% in a year while their total property income barely moved, new HMRC figures reveal. Allowable property expenses reached £34.75 billion in 2024/25, compared with declared income of £58.99 billion. The income figure…...


property118.com > landlord-flat-sell-off-puts-prices-under-pressure

Landlord flat sell-off puts prices under pressure

2+ week, 5+ day ago   (394+ words) More than one in four flats for sale were previously let as landlords continue to dispose of properties hit by higher costs and weaker returns. Flats, in particular, are bearing the brunt, an analysis from Thisismoney reveals. Using exclusive Hamptons…...


property118.com > landlord-tax-holds-back-buy-to-let-investment

Landlord tax holds back buy to let investment

2+ week, 5+ day ago   (472+ words) More than half of landlords still regard residential property as a good long-term investment, but very few plan to expand their portfolios. A survey from Benham and Reeves of landlords in England found 51% remain positive about property as a long-term…...


property118.com > rent-arrears-slump-to-record-low

Rent arrears slump to record low

3+ week, 3+ day ago   (318+ words) Landlord confidence is growing as the number of landlords experiencing rent arrears falls to a record low, according to new data. Research by Paragon Bank reveals the second quarter of 2026 saw 26% of landlords report experiencing rent arrears during the past…...